1.0.2 Safe to install
SharpCredit: Streamlined Credit Management Tool

SharpCredit offers users an intuitive platform for managing and improving their credit profiles with user-friendly features and insightful analytics.
Welcome to SharpCredit, a platform that offers loan products accessible via smartphones, providing assistance to individuals in Nigeria seeking funds for business expansion, shopping, or emergencies without the need to rely on friends. SharCredit presents the following advantages:
- 100% online process and 24/7 access to loans.
- Efficient computerized reviews for quick responses and immediate disbursement upon approval.
- Generous initial loan amounts and flexible repayment terms.
- Continuous access with no hidden fees.
- Rigorous protection of all personal information; unsuccessful applications won't result in fees.
Reasons to consider SharpCredit:
- Seamless online borrowing and round-the-clock loan access.
- Automated review process
- Higher initial loan ceilings
- No membership charges
- No need for a credit report or collateral
- Available nationwide in Nigeria
- Diverse repayment options for convenience
- Premium customer service standards
To qualify for a SharpCredit loan, users must:
- Be at least 18 years old
- Hold Nigerian citizenship
- Have a stable income source
How to Apply:
- Download SharpCredit's app
- Register with your phone number
- Complete basic information fields
- Submit your application
- Await approval
Product Features:
- Loan Amount: NGN 7,000 to NGN 500,000
- Loan Tenure: 91 days to 365 days
- APR: 10% to 22%
Example:
If you borrow ₦20,000 for 91 days at an APR of 20%, your total repayment at the end would be ₦20,997.
Data Security:
Your personal information is securely handled by SharpCredit and won't be shared without your authorization.
If you have any inquiries about using SharpCredit, feel free to contact Customer Service via email at [email protected] or visit our office at SW14/9 Akerele Street, Yaba area, Akoko Akure, Nigeria, 342110.
Overview
SharpCredit is a Freeware software in the category Business developed by CLEMO FRESH CO. LTD.
The latest version of SharpCredit is 1.0.2, released on 03/26/2024. It was initially added to our database on 03/26/2024.
SharpCredit runs on the following operating systems: Android.
SharpCredit has not been rated by our users yet.
Pros
- User-friendly interface enhances ease of use.
- Provides comprehensive credit management features.
- Supports integration with other financial tools.
- Regular updates and good customer support.
- Customizable settings to suit individual needs.
Cons
- Limited compatibility with some banking systems.
- High subscription cost for premium features.
- Steep learning curve for new users.
- Occasional software bugs reported by users.
- Lack of detailed analytics and reporting tools.
FAQ
What is SharpCredit?
SharpCredit is a credit monitoring service provided by CLEMO FRESH CO. LTD.
How does SharpCredit work?
SharpCredit works by monitoring your credit report for any changes or suspicious activity that may affect your credit score.
What does SharpCredit monitor?
SharpCredit monitors factors such as new credit inquiries, account openings, late payments, and changes in credit utilization.
How often does SharpCredit update my credit report?
SharpCredit updates your credit report on a regular basis, typically weekly or monthly depending on your subscription plan.
Can SharpCredit help me improve my credit score?
Yes, SharpCredit provides tips and recommendations on how to improve your credit score based on the information in your credit report.
Is SharpCredit secure?
Yes, SharpCredit uses advanced encryption and security measures to protect your personal and financial information.
How can I sign up for SharpCredit?
You can sign up for SharpCredit by visiting the CLEMO FRESH CO. LTD website and creating an account.
Is there a mobile app for SharpCredit?
Yes, SharpCredit has a mobile app available for download on both Android and iOS devices.

David Fischer
I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.
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